Visitor Insurance
Visitor Insurance
When travelling outside of your home country, health care needs can be very expensive. In Canada, hospitals can charge thousands of dollars per day. Visitors to Canada insurance can help protect you & your family from unexpected costs due to a medical emergency while visiting Canada.
Read the policy with particular attention to “pre-existing condition” and other exclusions that apply to the coverage.
Visitors Insurance is ideal for:
- Visitors to Canada
- Super Visa applicants
- Landed immigrants and returning Canadians waiting for Government Health Insurance Plan coverage
How does insurance work?
Insurance Requirements.
Pre-Existing Conditions Coverage.
Get a Quote & Apply.
Emergency Medical Expenses: Provides coverage for medical costs due to illness or accidents, including necessary and prescribed emergency evacuation. This includes out-patient and in-patient care, medical assistance, therapies, and diagnostic tests as specified in the policy.
Emergency Medical Evacuation: Covers evacuation to the home country up to the limit of the medical sum insured.
Repatriation of Remains: In the event of death overseas, covers funeral costs or the expenses of repatriating the remains to the insured’s home country.
Emergency Dental Expenses: Covers emergency anesthetic treatment for natural teeth.
Hospital Expenses: Provides a daily allowance as specified in the policy in case of hospitalization due to illness or accidents.
Accidental Death and Permanent Total Disability (Common Carrier): If the insured suffers an accident while traveling by common carrier (such as rail, tram, or airplane) resulting in death or permanent total disability, the company will pay the sum insured in addition to the amount specified under the Personal Accident section.
Flight Delay: Offers compensation if the flight is delayed by more than 12 hours from the original departure time.
Loss of Passport: Covers the expenses of obtaining a replacement passport.
Loss of Checked Baggage: Provides compensation for the permanent loss of checked baggage.
Financial Emergency Assistance: Offers a fixed sum as emergency financial assistance in case of theft or robbery of travel funds, up to the limits specified in the policy.
Hotel Accommodation: Covers hotel accommodation costs if the insured is hospitalized due to injury or illness and misses their return flight home.
Hijack Distress Allowance: Provides a daily allowance if the insured’s air or sea carrier is hijacked during the trip abroad, within the limits of the policy.